Terms of Service

1. Acceptance of Terms

By using Las Margaritas Insurance Corp’s website and services, you agree to comply with these Terms of Service. If you do not agree, please do not use our services.

2. Use of Services

You agree to use our services legally and not for fraudulent or unlawful activities.

3. SMS Communications

By submitting your phone number, you consent to receive text messages from us regarding:

Quotes, policy updates, and renewal reminders.
Account notifications and customer support.
Promotions and special offers related to Las Margaritas Insurance Corp.

Your SMS Rights

Opt-In: You may opt-in to receive SMS messages from Las Margaritas Insurance Corp in the following ways: By submitting an online form
Opt-Out: You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
Message Frequency: Message frequency may vary depending on the type of communication. For example, you may receive up to 5 SMS messages per week related to your appointments/billing, etc.
Data & Message Rates: Standard carrier charges apply.
Support: Reply HELP or contact us at 786-539-2739.
Delivery: We are not responsible for message delays or carrier issues.

SMS Consent Communication: Information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications: If consent has been given to receive text messages from Las Margaritas Insurance Corp, messages may be received related to the following (provide specific examples):

Quote Documents
Appointment reminders
Follow-up messages
Billing inquiries
Promotions or offers (if applicable)
*Example: “Hello, this is a reminder of your upcoming appointment with Las Margaritas Insurance Corp on [Date] at [Time]. Reply STOP to opt out of SMS messaging at any time.”

Potential Fees for SMS Messaging: Standard message and data rates may apply, depending on the carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

Help: For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at the contact us form.

Additional Options: If SMS messages are not desired, the SMS consent box on forms can be left unchecked.

4. Insurance Quotes & Policy Terms

Quotes provided are estimates and subject to final approval by the insurance carrier.
Policy terms, coverage, and pricing may change based on underwriting guidelines.
It is your responsibility to review policy documents and ensure accuracy.

5. Payments & Billing

Payments for insurance policies are processed through third-party carriers.
Las Margaritas Insurance Corp does not store credit card details.
Refunds and cancellations are subject to carrier policies.

6. Intellectual Property

All content, logos, and materials on this website are owned by Las Margaritas Insurance Corp and may not be copied or redistributed without permission.

7. Limitation of Liability

We are not liable for any damages, losses, or interruptions related to your use of our services. Our liability is limited to the extent permitted by law.

8. Changes to These Terms

We may modify these Terms at any time. Continued use of our services after updates constitutes acceptance of the new terms.

9. Contact Us

For questions about these Terms, contact us at:
Email: [email protected]
Phone: 786-539-2739

Last Updated: 5/20/2025