About Us

Welcome to Las Margaritas Insurance—Your trusted source for all your insurance needs! Based in Miami, FL, we proudly offer a comprehensive range of insurance solutions, including property, auto, commercial, life, and health coverage. Our mission is to provide personalized insurance services with the care, transparency, and dedication you deserve.

Founded by Caridad Margarita Pacheco, Las Margaritas Insurance was born out of a desire to elevate the customer experience in the insurance industry. After years of helping clients through her successful real estate business, Caridad recognized the need for an agency that prioritizes clients’ unique needs and provides the peace of mind they deserve. With her expertise, passion, and commitment to exceptional service, Las Margaritas Insurance was created to fill that need.

At Las Margaritas Insurance, we take pride in tailoring insurance solutions to fit your life, whether you’re protecting your home, vehicle, business, or family’s future. Our goal is to make the process seamless, straightforward, and stress-free while building lasting relationships with every client we serve.

As part of the Miami community, we’re more than just an insurance agency—we’re your partner in security and peace of mind. When you choose Las Margaritas Insurance, you’re choosing a team that is here to protect what matters most to you.